BUY THE THINGS YOU LOVE TODAY WITH ZIP
Zip gives you the Freedom to Own it Today. No fuss, no wait, no worries.
UP TO $3,000
Apply for an account that suits your needs and go in store to make your purchase.
INTEREST FREE
Easy interest free payments. No hidden fees or upfront payments.
FLEXIBLE PAYMENTS
Choose repayments that suit your lifestyle - weekly, fortnightly or monthly
REUSABLE ACCOUNT
Use your account again and again, with one simple payment schedule for all your purchases.
Choose from two great ways to own and pay for everything you want and need. |
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| Credit limit | Under $1000 | Over $1000 |
| Interest free period | Interest free always | 0% interest for up to 6 months, 19.9% after interest-free period. |
| Establishment fee | $0 | $0 - $99 |
| Minimum repayments | $40/month | From $40/month depending on your account limit |
| Monthly fee | $6/month waived if you have no balance see terms |
$6/month waived if you have no balance see terms |
How does ZIP PAY work?
It's easy! Every time you make a order, the total amount will add into your zip account. Then at the beginning of the month, you will receive a summary (called a "statement") of what you spent and what you paid in the month. You can then pay it back in full at the end of the month or pay over time from as little as $40 a month, interest free.
TODAY
Buy a Dogtra YS300 Bark Collar
$179 - nothing to pay
TOMORROW
Buy a Garmin Delta XC Dog Training Collar
$359 - nothing to pay
1ST DAY OF NEXT MONTH
Receive a statement
Balance: $538
TODAY
Buy a Dogtra YS300 Bark Collar
$179 - nothing to pay
How does ZIP MONEY work?
TODAY(3 Months Free Interest Period Starts)
Buy a Garmin Alpha 100/T5 Kit
$1099 - nothing to pay
THE SAME DATE OF NEXT MONTH
Make first payment - $366
Balance: $733
THE SAME DATE OF SECOND MONTH
Make second payment - $366
Balance: $366
THE SAME DATE OF THIRD MONTH
Make the last payment - $367
Balance: $0
If you didn't make payment in full ($1099) after 3 months interest free period, a standard interest rate of 19.9% will apply to any remaining balance in your account. The minimum monthly repayment is required. It will be either a dollar figure (e.g. $80), or 2-3% of your balance owing - whichever is greater. The minimum monthly repayment for your account is outlined in your contract when you made the purchased.